Insurance
Eligibility

AVIVA Insurance Eligibility

Brokered Through Lloyd Latchford

​

Eligibility
• All drivers must be between 18 and 75 years of age (a maximum age of 78 at the end of contract)
• All drivers must hold a full licence from the UK, EU, EEA or one of the following countries;
• Andorra, Australia, Barbados, British Virgin Islands, Canada, Falkland Islands, Faroe Islands, Hong Kong, Japan, Monaco, New Zealand, Republic of Korea, Singapore, South Africa, Switzerland, USA or Zimbabwe
• You must have been a permanent employee for a minimum of 3 months
• All drivers must be a permanent UK resident
• No more than 2 category 'A' convictions disclosed and no more than 1 FAULT claim per driver disclosed in the last 3 years
• Claims or category ‘A’ convictions over 3 years old from the car delivery date are acceptable. Convictions that are shown below in red, which are over 5 years of age from date of delivery, are also acceptable
• No drivers have a non-motoring conviction that is not spent under the Rehabilitation of Offenders Act
• No drivers are employed by the emergency services unless explicitly agreed.
• No drivers are celebrities or otherwise in the public eye including professional sportspersons, actors and musicians

 

Category ‘A’ Convictions show on online licence checks beginning with the following codes: CU or LC or MW or PC or SP or TS

 

Please note: If you have any of the following then you DO NOT meet the eligibility criteria for the scheme.
• Any conviction which has resulted in a ban in the last 5 years (including any of the minor conviction codes above)
• A conviction in the last 5 years with any of the following letters on your licence; AC – BA – CD – DD – DG – DR – IN – MS – TT – UT

 

Policy Excesses
• Accidental Damage excess £250.
• Fire, Theft and Malicious damage excess £250.
• Replacement windscreen excess £75.00. No excess if the windscreen is repaired.
• An additional excess of £200 applies to drivers aged 18 to 24 for accidental damage.

What's covered
• Premium is a true fixed price for the lifetime of your agreement
• Social, domestic, pleasure and commuting cover, including use by the Policyholder in connection with their Employer’s business is covered as standard. Other forms of business use for the policyholder and/or spouse/civil partner may be considered on a case-by-case basis but do not order a car without checking first. Any other drivers listed on the insurance (not partner/spouse) will only be covered for social, domestic and pleasure use

• Unlimited cover for audio and navigation equipment that is permanently fixed to your vehicle and has no independent power source
• Personal belongings in your car up to £350
• Replacement locks (see full policy wording for details.)
• Damage to your vehicle following incorrect fuelling (No cover for removal of incorrect fuel and refuelling of the car)
• Emergency medical treatment
• Medical expenses, up to £350 per person
• Accident transport/vehicle recovery
• Child car seat cover, up to £100 per seat
• Free extended use of your car in the EU, up to a period of 60 days
• Courtesy car for the duration of repairs if in the event of an accident the car is repaired by an Aviva approved repairer
• If the vehicle is stolen and not recovered or if it is declared a total loss, a courtesy car is provided for up to 14 days or until a settlement offer is agreed (whichever is earlier)

​

LLPP039 09 2024